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RBI‑aligned digital lending

Loans that move at the speed of your life.

Personal, home, business and education loans with paperless approval in as little as 30 minutes — no hidden charges, no surprise fine print.

₹850Cr+Disbursed to date
4.2L+Happy borrowers
9.5%Starting interest rate

Quick EMI Calculator

Move the sliders — your EMI updates instantly.

Estimated monthly EMI ₹15,235
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Our loan products

A loan for every milestone.

Compare rates and pick the loan that fits your need — every product is pre-approved digitally against your salary or business account.

Personal loan for everyday needs

Personal Loan

For weddings, medical bills, travel or any personal need. No collateral required.

From 10.5% p.a.

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Home loan for buying property

Home Loan

Buy, build or renovate your home with tenures up to 20 years.

From 8.4% p.a.

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Business loan for entrepreneurs

Business Loan

Working capital and expansion funding for MSMEs and startups.

From 11.9% p.a.

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Education loan for students

Education Loan

Fund tuition and living costs for study in India or abroad.

From 9.2% p.a.

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Get pre-approved in under 2 minutes.

Just your PAN and monthly income — no paperwork, no branch visit.

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LoanSetu team assisting a customer
About LoanSetu

Built to be the bridge, not the hurdle.

LoanSetu is a Noida-based digital lending platform founded to fix the two things borrowers hate most about loans: slow approvals and unclear terms. We partner with RBI-regulated NBFCs and banks to underwrite loans digitally, so you see your real EMI and real rate before you sign anything.

8+Years lending
30 minAvg. approval time
4.7/5Borrower rating
Mobile App

Everything above, now in your pocket.

Check eligibility, track your application and manage repayments on the go with our Android app — the same fast, transparent process, wherever you are.

Get it on Google Play
LoanSetu Android app listing on Google Play showing loan features and screens
Talk to us

Ready when you are.

Share a few details and a loan advisor will call you back the same day.

LoanSetu Financial Services

📍 Sector 63, Noida, Uttar Pradesh, India

📞 +91 98765 43210

✉️ support@loansetu.in

🕘 Mon–Sat, 9:00 AM – 7:00 PM

FAQs

Questions borrowers ask us most.

Most personal and business loan applications are approved within 30 minutes once your KYC and income documents are verified digitally. Home loans typically take 2–4 working days due to property checks.

No. The entire process — KYC, income verification, e-signing — happens online. You only need your PAN, Aadhaar and bank statement uploaded digitally.

Personal and business loans can be foreclosed after 6 EMIs with a nominal charge of 2% on the outstanding principal. Home loans have zero foreclosure charges as per RBI guidelines on floating-rate loans.

We share the exact reason for rejection — usually credit score or income mismatch — and a specialist will suggest a suitable alternative product or a co-applicant option where possible.